- I have paperwork to do.
- Because daycare is paid ahead of time, and we have a security deposit, I can keep N. in for 3 or 4 months without harming our savings, to look for something else.
- Becoming a SAHM is exactly the same financially, as my present paycheck just covers daycare.
- We have health coverage through Hubby.
- We have a great apartment, our health, and I can work from stash if I have to (although because of #3, I can still indulge once in a while).
We will be OK.